标准编号：ISO 12812-1:2017
中文名称：核心银行 移动金融服务 第1部分：总体框架
英文名称：Core banking — Mobile financial services — Part 1: General framework
发布日期：2017-03
标准范围
This document defines the general framework of mobile financial services (payment and banking services involving a mobile device), with a focus on: a) a set of definitions commonly agreed by the international financial industry; b) the opportunities offered by mobile devices for the development of such services; c) the promotion of an environment that reduces or minimizes obstacles for mobile financial service providers who wish to provide a sustainable and reliable service to a wide range of customers (persons and businesses), while ensuring that customers’ interests are protected; d) the different types of mobile financial services accessed through a mobile device including mobile proximate payments, mobile remote payments and mobile banking, which are detailed in other parts of ISO 12812; e) the mobile financial services supporting technologies; f) the stakeholders involved in the mobile payment ecosystems. This document includes the following informative annexes: — an overview of other standardization initiatives in mobile financial services (Annex A); — a description of possible mobile payment business models (Annex B); — a description of typical payment instruments which may be used (Annex C).
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